U.S. Department of Education

Rule Changes

Designed and implemented SAVE under Biden, then agreed under Trump to dismantle it via settlement.

Joe Biden sold the SAVE plan as a fix for a broken student loan system: smaller payments, faster forgiveness, and protection from ballooning interest for millions. Eighteen months, two Supreme Court losses, and a barrage of lawsuits later, Donald Trump’s Education Department has cut a deal with Missouri and other Republican-led states to kill SAVE and shove its 7‑plus million borrowers into more expensive plans.

Updated Dec 11, 2025