Federal Housing Finance Agency (U.S. Federal Housing)

Rule Changes

Disputes report of lending freeze

A Nov. 2 report said Fannie Mae tightened underwriting for New York City rent-regulated apartment buildings and Freddie Mac paused new loans. The report said Fannie assumed rents would stay flat for four to eight years and operating costs would rise at least 5% a year.

Updated 3 days ago

Rule Changes

As of October 2026: Regulator at center of politicization, oversight fight and housing policy shifts including GSE bond expansion

In early 2025, Trump appointed housing heir Bill Pulte as director of the FHFA, which oversees Fannie Mae, Freddie Mac, and $8.5 trillion in mortgage credit. Within months, Pulte used mortgage data to publicly accuse NY AG Letitia James, Senator Adam Schiff, Fed Governor Lisa Cook, and Congressman Eric Swalwell of fraud, referring them to Justice amid concerns of political retribution.

Updated Oct 1