Visa, Mastercard, eftpos and American Express

Rule Changes

Introduced no-surcharge rules effective October 1, 2026

Businesses have not been able to add a card surcharge since 1 October, when the ban took effect for Visa, Mastercard, eftpos and American Express. Some are recovering the cost through prices instead: coffee tracker Small Flat White found 17 per cent of cafes have raised prices since the ban began, by an average of 50 cents.

Updated Oct 21